Travel insurance
Travel insurance quote
Please enter the details of your trip and find out what travel plan suits your needs best.

Travel insurance
Please enter the details of your trip and find out what travel plan suits your needs best.
Please enter the name of the country corresponding to your trip destination. If you are a visitor to Canada, please select “Canada”.
If you are visiting more than one country, enter the one you will be spending the most time.
For a multi-trip coverage, select “Cruise or various countries” or “Other”.
Please read and agree to the statements below.
1- Eligibility
Each person to be insured confirms that he/she meets the following criteria:
2- Notice - pre-existing conditions
A pre-existing condition refers to an illness, injury or an existing health condition.
For Emergency medical care, in order for a pre-existing condition to be covered during a trip, stability of several months is required before departure.
Number of months:
For a pre-existing condition to be considered stable and covered during a trip, none of the persons applying for coverage must have:
* The insurer does not consider a change in existing medication the following elements:
- The routine adjustment of insulin or Coumadin®.
- A change from a brand name medication to a generic brand medication, provided the dosage is the same.
- Aspirin® taken for non-prescribed medical purposes.
- Decrease of the dosage of cholesterol medication.
- Hormone replacement therapy.
- Vitamins and minerals and non-prescription medication.
- Creams or ointments prescribed for cutaneous irritations.
For Trip cancellation/interruption, a 3-month period of stability is required before the insurance purchase date.
Annual/Summertime Blue Details
If you purchase the Annual or Summertime Blue product, you must understand that exclusions relating to pre-existing conditions apply to each new trip.
Therefore, the effective date of the various benefits is taken into account for each departure and/or purchase.
3- Exclusions, limitations or reductions of coverage
It is important to understand that the travel insurance contract contains exclusions, limitations or reductions of coverage based on the benefit/travel insurance product that you purchase. All the exclusions and reductions of coverage are detailed in the travel insurance policy. You must read them before the effective date.
For example, if the purchased product contains Emergency medical care and/or the Trip cancellation/interruption benefits, exclusions related to pre-existing conditions apply according to your age as mentioned in the above section. Other exclusions apply such as hazardous sports or sports for remuneration, the abuse of medications, alcohol or drugs, wars or armed conflict. In addition, only care or treatments that are covered by your government health and hospitalization plan are covered by this travel insurance. For example, treatment provided for esthetic purposes is excluded.
If the purchased product contains the Trip cancellation or interruption benefit, exclusions related to this benefit will apply. For example, for a trip cancellation or interruption claim to be accepted, the reason must be serious enough to prevent the trip from taking place. The cause for the trip cancellation or interruption must not appear under this benefit's exclusions and reductions of coverage.